MasterCard Merchant Category Code (MCC), MCG and TCC Classifications. Merchant Codes; UK Merchant Category Codes; Old Codes; Merchant Category Codes (MCC) are 4 digit numbers used by the payments industry to classify businesses by market segment. Here is a (non-exhaustive) list of the most popular MCC codes crowdsourced via the different banks MCC sheets and online sources like WhatCard and the Visa Supplier Locator to help you can get those credit card rewards. Below is the list of MCCs that we use to classify your account under. MCC codes are used for: Card brands, card networks, acquiring banks, payment service providers (PSPs) and merchants know which rules to adhere to in relation to their associated MCC code. We use the following four-digit ISO 18245 merchant category codes (MCCs) to classify your business. MCC. But, since the information is crowdsourced, it may not be 100% reliable. U.S. Becoming familiar with MCC codes is important for both business owners and consumers. NOIRE can support eCommerce merchants with these requirements within this Merchant category code. Cage . The MCC codes are grouped as follows: MCC Codes. State of Maryland CPC MCC List MCC ALLOWABLE Blank = Yes E = Excluded/Blocked T = Travel card only CODE (MCC) DESCRIPTION (MCC NAME) 4816 Computer Network/Information Services V, M 4821 Telegraph Services V, M 4829 Wire Transfer Money Orders (V, D, G, X) Money Transfer (M) V, M 4899 Cable, Satellite, and Other Pay Television and Radio Services V, M 4900 Utilities–Electric, Gas, Heating Oil, Sanitary, Water V, M Figure 5-1. Below we have compiled a list of typical categories which acquirers and payment providers treat as high risk, imposing stricter approval terms and higher processing fees. Important: Adaptive Accounts is no longer available for new integrations. NSN 4730-00-008-4816 NIIN 000084816 — Tube Coupling. PayPal provides this documentation to support existing integrations. Key-entry Telecom Merchant 4813 Telecommunication Services 4814 Computer Network/ Information Services 4816 Telegraph Services Utilities 4821 Cable, Satallite and Other Pay Television … SADC. To view the MCC for a specific account, you can retrieve the business_profile.mcc field on the account object. Each Stripe account has exactly one MCC. RNAAC. Businesses with “high-risk” MCCs generally pay higher fees and often need to shop around for a merchant processing contract designed for those in this category. About MCC Merchant Category Code, or MCC, is a four-digit merchant classification code that identifies the merchant by their business line. • Merchant category code (MCC) Merchant data must be the same as, or consistent with, comparable data throughout a transaction’s life cycle and on the transaction receipt. << /Length 5 0 R /Filter /FlateDecode >> For example, a payment made to a business classified as MCC 4816 “Computer Network Services” would be reportable because the business provides a service, whereas a payment made to a business classified as MCC … According to the IRS, a merchant category code (MCC) is defined as: “A classification code that is assigned by a payment card organization to a merchant/payee. �����d8b��|�`�l �6c ���$�'�����CD�l纲��K�C���O��%.-0��Շo�lD@p�Z�7���N3�U fR lw�|ݞL�i�#2�TI����=>�,R�`�y�M&>g�ͦ�}-�T�(U���~�ɗ�H�[�)U�hT=�\i]��]K�G�Kr�ST/��QZA��S�. At WePay, we use a similar code to help us better understand your business. This topic provides details about Merchant Category Codes (MCC), including their descriptions, market segment, and industry code. MCC 5962—Direct Marketing—Travel-Related Arrangement Services. RHB Cash Back Credit Card_MCC Code Category MCC Description MCC Examples Utilities Telecommunication Equipment 4812 Astro, Celcom, Maxis, Digi, Tenaga Nasional Berhad and other utilities. }������Bɥ��Y��#��r�g�4VL��|�k��-���=
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��|�=@��}�$�dKr�K���pĸ5���m�!O;���m)�t�q��SVmi:@#c����ƴl {�b? Direct marketing - other direct marketers (not elsewhere classified), Hearing aids - sales, service, and supply, Fuel dealers - fuel oil, wood, coal, liquefied petroleum, Financial institutions - manual cash disbursements, Financial institutions - automated cash disbursements, Financial institutions merchandise and services, Non-financial institutions - foreign currency, money orders, and travelers cheques, Real estate agents and managers - rentals, Lodging - hotels, motels, resorts, and central reservation services (not elsewhere classified), Shoe repair shops, shoe shine parlors, and hat cleaning shops, Counseling services - debt, marriage, and personal, Clothing rental - costumes, uniforms, and formal wear, Miscellaneous personal services (not elsewhere classified), Commercial photography, art, and graphics, Quick copy, reproduction and blueprinting services, Cleaning, maintenance, and janitorial services, Employment agencies and temporary help services, Computer programming, data processing, and integrated systems design services, Computer maintenance, repair, and services (not elsewhere classified), Management, consulting, and public relations services, Detective agencies, protective services, and security services, Equipment, tool, furniture, and appliance rental and leasing, Photofinishing laboratories and photo developing, Business services (not elsewhere classified), Motor home and recreational vehicle rentals, Air conditioning and refrigeration repair shops, Electrical and small appliance repair shops, Furniture - reupholstery, repair, and refinishing, Miscellaneous repair shops and related services, Motion picture and video tape production and distribution, Bands, orchestras, and miscellaneous entertainers (not elsewhere classified), Commercial sports, professional sports clubs, athletic fields, and sports promoters, Betting, including lottery tickets, casino gaming chips, off-track betting and wagers at race tracks, Amusement parks, circuses, carnivals, and fortune tellers, Membership clubs, country clubs, and private golf courses, Recreation services (not elsewhere classified), Doctors and physicians (not elsewhere classified), Medical services and health practitioners (not elsewhere classified), Colleges, universities, professional schools, and junior colleges, Schools and educational services (not elsewhere classified), Charitable and social service organizations, Civic, social, and fraternal associations, Membership organizations (not elsewhere classified), Testing laboratories (non-medical testing), Architectural, engineering, and surveying services, Accounting, auditing, and bookkeeping services, Professional sevices (not elsewhere classified), Court costs, including alimony and child support, Government services (not elsewhere classified), US federal government agencies or departments. support@checkout.com. Direct marketing - continuity/subscription merch. As an example, MCC 7801 (Betting and Gambling) has different restrictions compared to MCC … Categories stream По данным справочника mcc-codes.ru MCC 4816 расшифровывается как Компьютерные сети, информационные услуги. Established by the United States government in 1937, Standard Industrial Classification codes, or SIC codes, identify specific industries using four-digit numbers. Transaction Category Codes Removed vending machines from MCC 5499. Merchant Category Codes | General Merchant Category Codes MCCs 5700–7299 (Miscellaneous Stores) The following table includes a list of MCCs in the range 5700–7299 and the description for each code. Visa retains the right to require corrections to non-compliant or confusing merchant data. The code 7995 can be used to prevent transactions coming from states that don't allow online gaming. MSDS. p: 0701. postage transaction charge: a. Merchant Category Code Table Category Description MCC Codes A Airlines, Airports 3000-3299,4511, 4582 Home Development Reference. Starting on 17 October 2020, all HBR merchants must be registered with Visa. MCC Codes identify businesses within an industry or “vertical” designating some as high risk for fraud and chargebacks. Card-Absent Transactions. 0742: veterinary services. ���=�I�-��X�����p����G{^�>\N���|&����yv�����3W��]R�n��R-^v�儡��_�?-#�݀�;��F�
�[�3ʷ��T����+(��~�2`�������O���������f� Removed note in MCC Description. The Merchant Category Code (MCC) is a four-digit number assigned to describe a merchant's primary business. The payment card organization assigns the merchant a particular code based on the predominant business activity of the merchant.” MCCs were established in 2004 by the Internal Revenue Service (IRS). You can include the following category and sub-category codes in the category and subcategory parameters of CreateAccount requests for PayPal business accounts:. Merchant category codes. 67*ܝj*7g;E� %��������� But they are most likely to be correct. MCC codes can also effect the merchants processing rates. Credit card associations have set up rules dictating merchants in specific high-risk MCC codes to pre register with these associations to ensure monitoring of risks. Part Number. Merchant category code for 4816 Computer network services MCC 4816 is used for Computer network services and other similar services. Thanks for using Checkout.com. If your business is designated a high-risk MCC, you have to be vigilant against processing fraud and chargebacks. ... 4730-00-008-4816 Specification Set by the OEM (see RNCC code 3) No specification found for this NSN. MCC codes. MCC 5499—Miscellaneous Food Stores— Convenience Stores, Markets, Specialty Stores Added P for MCC 9399 and MCC 7800. Merchant Account Services offers free information and tools to assist merchants in choosing the right merchant account provider. MCC codes. The following merchant category codes (MCCs) are classified as high-brand risk and must be registered with Visa: Transaction type. x�}k�$���E�3�#�4+�^]ܕd�/Q���5��zg�p0�X;Hے���� ���nR+�]S��I\\��#o�q��������x�o���~w8o�����!Q�
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u+p�[�� ��ќ�nl͗{��8~�[�M7wo��I? A Merchant Category Code (MCC) is a four-digit number used to classify and categorize merchants based on the merchant’s business activities and products or services being sold. a: 0763. agricultural cooperatives: a. Credit card networks such as Visa and MasterCard adopted this classification method but now refer to them as the Merchant Category Code or MCC. This content cannot be displayed without JavaScript.Please enable JavaScript and reload the page. MCC codes are used by issuing bank to determine if they will except the transaction. We use the following four-digit ISO 18245 merchant category codes (MCCs) to classify your business. RNCC. Status. Payment Processing Services by NOIRE NOIRE provides industry leading online payment processing services and risk management solutions. MCC stands for a Merchant Category Code, a four-digit number identifying the business classification depending on what type of products or services are provided by the merchant company. General contractors - residential & commercial, Heating, plumbing, and air conditioning contractors, Masonry, stonework, tile setting, plastering & insulation contractors, Special trade contractors (not elsewhere classified), Typesetting, plate making, and related services, Specialty cleaning, polishing, & sanitation preparations, Airlines and air carriers (not elsewhere classified), Airports, flying fields, and airport terminals, Transportation services (not elsewhere classified), Telecommunication equipment and telephone sales, Cable, satellite and other pay television, and radio services, Utilities - electric, gas, water, sanitary, Construction materials (not elsewhere classified), Photographic, photocopy, microfilm equipment and supplies, Computers and computer peripheral equipment and services, Commercial equipment (not elsewhere classified), Medical, dental, ophthalmic, and hospital equipment and supplies, Plumbing and heating equipment and supplies, Industrial supplies (not elsewhere classified), Precious stones, metals, watches, and jewelry, Stationery, office supplies, printing, and writing paper, Drugs, drug proprietaries, and druggist sundries, Piece goods, notions, and other dry goods, Men's, women's, and children's uniforms, and commercial clothing, Chemicals and allied products (not elsewhere classified), Florist supplies, nursery stock, and flowers, Nondurable goods (not elsewhere classified), Nurseries and lawn and garden supply stores, Miscellaneous food stores - convenience stores and specialty markets, Car and truck dealers (new and used) sales, service, repairs, parts, and leasing, Car and truck dealers (used only) sales, service, repairs, parts, and leasing, Auto and home supply stores (no longer valid MCC), Camper, recreational and utility trailer dealers, Miscellaneous automotive, aircraft, and farm equipment dealers (not elsewhere classified), Men's and boy's clothing and accessories stores, Tailors, seamstresses, mending, and alterations, Miscellaneous apparel and accessory shops, Furniture, home furnishings, and equipment stores, excepting appliances, Drapery, window covering, and upholstery store, Fireplace, fireplace screens, and accessories stores, Miscellaneous home furnishing specialty stores, Music stores - musical instruments, pianos, and sheet music, Drinking places - bars, taverns, nightclubs, cocktail lounges, and discotheques, Antique shops - sales, repairs, and restoration services, Stationery stores, office and school supply stores, Jewelry stores, watches, clocks, and silverware stores, Sewing needlework, fabric, and piece goods stores, Direct marketing - travel-related arrangement services (high risk MCC), Direct marketing - combination catalog and retail merchant, Direct marketing - outbound telemarketing merchant (high risk MCC), Direct marketing - inbound tele-services merchant (high risk MCC). Cross Reference Parts Part numbers that meet the specification outlined on this page and set by the OEM. 0780: landscape and horticultural services. Merchant Category Codes. If you run a business where you are paid by credit card, your MCC will determine how much it costs you to process credit cards. So do save this article and return to it when you need to! It is similar to a Standard Industrial Classification (SIC) code, but it is broader in scope. The latest articles, blog entries, and calculators make choosing the right processor and saving money easier then ever. These codes are often used for calculating interchange fees, authorizing payments, and preventing fraud, so it’s important that your connected accounts have MCCs that match their businesses. Description . DAC. mcc code mcc name standard merchants - open to all cardholders 742 veterinary services 763 agricultural cooperatives 2741 miscellaneous publishing and printing 2791 typesetting plate making + related services 2842 specialty cleaning polishing + sanitation prep. RNVC. With MCC classification in place, cardholders can now reference the MCC of the business where a purchase was made to determine whether the purchase must be reported to the IRS. Registration of the Merchant Category Codes. If you need help or have a question, message our Support team at For example online gambling is only permitted in the states of Delaware, New Jersey and Nevada. Merchant category codes Tables A.1 Introduction This Annex lists all merchant category code values in numerical order (see Table A.1) and alphabetical order (see Table A.2). 4 0 obj Card Acceptor Business Codes (MCCs)— Abbreviated Removed sentence: “This MCC may also be used to identify U.S. state lottery ticket sales by merchants properly …