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The only thing I ever get dinged for is hard brakes and not driving at the A+ time. If you have a single hard braking incident over a six month period, you wont be impacted. I asked why the increase? oh, and I am all that was just described, lol. Drive Wise seems ideal for us, because without daily work commuting, I no longer work an off shift or put many miles on my vehicle. the gold crap gives a check,, as advertised on tv.. Milewise only offers a plug-in device to track mileage. Drivewise is a great option for drivers who maintain the proper speed limit, drive primarily during daylight hours and avoid extreme or sudden braking. Our insurance team is composed of agents, data analysts, and customers like you. I think their numbers are totally bogus. I guess that makes me a bad person (& dog owner) but I laughed hard at that. Ha! I called a family meeting where I castigated them on being heavy on the pedal so we are looking at similar tactics to avoid braking and slowing down. Dare I say that I drive like an old man? On Monday, her boss fired her after showing her ring off to a coworker. I apologize if this has already been covered in one of the many comments, too many to read through, but the initial problem lies with your agent (no pun intended) telling you that you would save 30%. Rates increase based on general rate increases, accident surcharges etc. After installing the devise and driving almost 11 months with no change in my 30% discount, now that my renewal is coming up, I go from a 30% discount on Friday to a 21% discount on Monday, funning thing is I never took the car out over the weekend! Even if you only saved 17 percent, that would be a lot month after month. At the beginning, I got a 10% (NOT 30%) refund. Three had no insurance, so my insurance had to pick up the damage to my car. Plus you could argue with states legislators that it would encourage good driving behavior so it was a more easy sale pitch. Too much driving during normal daytime hours I guess =). Automatic 10% discount: Earn a 10% discount against your auto insurance policy just by signing up for Drivewise. For someone to go on a rant about a product that is actually saving them money is rediculous. I cant find anyone that can match my allstate rate. your linkedin profile, Facebook page or twitter feed? NO! Good and bad on these. Why? Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. The hoops we had to jump through were insane, and at a very difficult time for our family. Both work together to retrieve the information about each driving trip, including: Drivers can earn 15,000 points with Drivewise just by downloading the app and activating an account. Sorry that happened to you. .we drove through the night so I realllly engaged in high risk driving hours!! Chris Tepedino Yes thats when 99% of people drive Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access I still saved 29% and I have no idea what he did wrong to lose that 1%! Our privacy is shot to heck anyway so who cares? which i worked at all summer, they ended up removing some of my braking things but not all. Holly- Im sorry your agent, or customer care misled you regarding the discount. was lending customers up to 85% loan to value on homes You can cancel your participation at any time by consulting your Allstate agent. I saved $25-300 a year because I cut down on my commute. how would you like to pay 1/2 the amount without the hassle of drivewise or the other false advertising that Allstate does? And the way I was t My experience with the agent that handled my uninsured Motorist bodily injury claim. I asked about that and that is a different plan that costs more. well it was on ice n snow it spun a little.. stupid though.. Also if you live in an area where there is ice and snow dont ever get stuck even if in your own driveway as you will get numerous hard braking incidents for that too. I understand your frustration with not getting the full discount you thought you would, but 17% off is still a sweet deal. It means instead of receiving up to a 30% discount you may simply receive 0% for that 6 mo. It seems they leave one per day on weather related or not. A driver practicing distracted driving will forever be caught off-guard, even while doing a mere 35 mph. }, Consider the positives and negatives when weighing your decision, Get the cheapest quotes on your auto insurance. tom. We did end up saving quite a bit, because we also dont drive in the middle of the night or slam on the brakes very often. LOL It didnt bother me that they were tracking the times that I drove. The program is free, your rates wont increase for bad driving, and just using the program can make you a safer driver. B, B, A- and A Im also a retired person, and lived outside Chicago for 35 years. Yes, my rates did go up ahead of timeslightly! Lol. Now I will agree with most of you that the system isnt perfect and it is pretty touchy on whats considered a hard brake and trying to drive during the A+ time of day isnt feasible for most.. my drivewise is still 11%, id think there should be some difference, like whatever 1% would be. The information on this site does not modify any insurance policy terms in any way. Sometimes it seems like we live in the forest because we basically do. Probably soon to change my home owners insurance too. And for those who dont have car insurance through Allstate, good news: you can also participate in Drivewise and earn rewards, too, although you cant save on your car insurance if you dont have a policy with Allstate. Yes you can save up to 30% every 6 mo. Insurance wants to reduce all accident payouts. I agree the criteria seems punitive, but 10% off is more than what I would have gotten before. Coverage.com services are only available in I can say now with new company I couldnt be happier. You stated you saved 17% thats a nice savings, 17 % you wouldnt have received otherwise. They dont know where youre going, after all. However, I would be tempted to just gun it for a fat person. I am saving 15%. Drivers who consistently need to brake hard travel too fast or too closely to the vehicle in front of them. Im saving more money with Geico than I would have with Allstate Drivewise @ 30% discount. FYI = I note that they said you could get only 10% off the first 6 months, then up to 20% the second, and a maximum of 30% ever; I also noted that the average was expected to be 11%. I absolutely love the drive wise technology. .up to..30% discount I suppose that there is dishonestly in creative marketing. I should have switched years ago, I couldnt help but laugh at this article. If you typically drive a safe speed and avoid extreme braking and are considered overall a safe driver, you might end up with cheap Allstate insurance. No, Allstate Drivewise will not raise your rates, even if you exhibit less ideal driving behaviors, according to Allstate. There has to be an easy method you can remove me from His past experience writing in small business and personal finance verticals has earned him bylines on prominent fintech brands, including LendingTree, ValuePenguin, Fundera, The Balance, and NerdWallet. Also Your drive wise record can be subpoenaed in a serious accident by the police. No stupid module to worry about. drivewise is being redone, braking will be coming off completely. Below, we highlight key differences between Allstate Drivewise and Milewise: An optional rewards program that rewards safe drivers with discounts and other monetary prizes. I have had drivewise for 7 months. Slowing in excess of 10mph in one second is Extreme Braking. this past sunday i got an extreme braking in my driveway, IN REVERSE, one minute before turning off the key n going in my house. However, you can counter these adverse effects LOL, They took off my extreme brake events but my % stayed the same, 11%. Im not coming at anyone but all insurance companies raise rates based on claimsweather they are yours or not, credit, experience and so on. While it does sound misleading 17% is worth it for me as well! Someone who agrees with me and sees the light! It is bad, mon About two years ago we had Allstate try to auto add someone to our automobile policy. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Read up before you comment to know what you are talking about. We are still working to apply the 14% discount to your policy. as far as yellow or red lights, just go thru. Discounts towards your car insurance policy would not apply to non-Allstate policies. On my bill it said the discount was $149.00, I was thrilled, yet my bill only went down $28. This article is stupid. Overall I would have to say its a pretty fair program, and will pay off if you already are a good driver. Drivewise is a rewards program, which offers auto insurance discounts and other incentives, based on safe driving. I was rearended last fall. No, not because Im feeble, timid or senile. Credit score helped insurance companies differentiate between more at risk driver and less at risk driver (although I personally think credit score is more related to your behavior as a person). MANY of our drivers do NOT have insurance, and that is a HUGE part of what drives our rates so highthat with all of the law suits. I thought do I hard break and lose my whopping 3 % discount or The Drive Wise Enrollment Discount is 10% per vehicle per policy period. Allstate doesnt state exactly how much drivers might save by using the Drivewise program, but in addition to completing the safe driving challenges, reward points can also be earned through non-driving activities such as redeeming promo codes from Allstate emails and filling out surveys within Allstate mobile. if you follow their rules it will stay 30%. It was interesting to see the stats on my driving though and maybe Ill be more aware of it. I had low mileage, braking, etc and my discount was an insult. I cant see myself saving much, and the opportunity for Allstate to raise premiums, penalize me in anyway i will not give them the opportunity. Our cars are getting older and cheaper to replace so our premiums should be going down.