The most common scenario where you might want to add someone to your deed is if you own a home and you get married. Please contact our friendly staff at your convenience. https://montcalm.org/government/register_of_deeds/index.php, Montmorency County Register of Deeds P.O. 151 E. Huron Street She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. One of the most common incorrect assumptions in real estate is that someone can be added to a deed. Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. First, you should discuss the property interests with any co-owners, then go through the process of completing and submitting either a quitclaim or warranty deed form. Fax Number: 313-224-5884 Phone Number: 989-785-8079 : How to Add Someone to a Deed, LegalBeagle: How to Add a Husband's Name to the Deed or Leave the House to Him in a Will. Some states require extra steps, such . Note: A deed is an instrument used to transfer ownership (title) to another person. https://rod-eweb.clinton-county.org/recorder/web/, Crawford County Register of Deeds 720 W. Chisholm Street Phone Number: 517-543-4203 If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. The separate interest refers to the monetary interest in the property. Box 70 Take the new deed to the county recorder's office. Elle Di Jensen has been a writer and editor since 1990. Secretary of State This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. The transfer is excluded from the gift tax if you're adding your spouse to your house title. These exemptions vary among states. Fax Number: 269-781-0720 You'll need to transfer an interest by writing up another deed with the person's name on it. 301 W. Upton 301 State Street Sault Ste. Manistique, MI 49854 Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. Phone Number: 586-469-7953 Lansing, MI 48918-1900 [1] West Olive, MI 49460 Phone Number: 231-627-8808 Use full legal names, and the appropriate language to create the type of co-ownership you've chosen. Using a quit claim deed is often the simplest method of bringing on another owner. Stanton, MI 48888 Phone Number: 989-426-7551 St. Ignace, MI 49781 That means when you die, your spouse will absorb your ownership share of the property. http://www.oakgov.com/clerkrod/Pages/default.aspx, Oceana County Register of Deeds The types of transfers that are excluded vary among states. Her work has appeared in various print and online publications. Once it's done, you can't take it back unless the person. When he sells it five years later for $1 million, he only owes capital gains taxes on $100,000. Fax Number: 231-533-8317 If your goal is to avoid probate, be sure to specify on the form that you're claiming as joint tenants with a right of survivorship. Court House These companies will charge significantly more money than you would pay if you got a copy directly from the recorder's office. Fax Number: 989-731-7519 Uniform Commercial Code Section Owners with separate interests won't have a right to survivorship of the other owner's interest. Ithaca, MI 48847 If youre paying a mortgage, get your lenders written permission to transfer your house title, and if your house is a major asset, consult an estate attorney regarding potential estate issues. Phone Number: 517-264-4538 Finally, neatly fill out your new deed, sign in the presence of a notary, and file the new deed at the county recorders office. were I to add him to my deed. 205 E. 11th St. 23 E. Pearl Street St. Joseph, MI 49085 Obtain the necessary consents from lenders and . 5095 4th St. MCL 565.8. FindLaw: What's the Difference Between Joint Tenants with Survivorship and Tenants in Common? Fill in the recording information. https://www.co.midland.mi.us/RegisterofDeeds.aspx, Missaukee County Register of Deeds The easiest and most common way to do this is with a quitclaim deed and the refiling of a new deed with joint ownership. When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. P.O. Fax Number: 906-225-8420 Your state law may have other specific languages to use. Fax Number: 989-743-2459 12265 M-32 West When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. 800 10th Street, Suite 200 In some cases, you may be able to order the deed online. In some areas, your spouse also must sign the deed. You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. P.O. Please contact an attorney for any legal questions you may have. Phone Number: 906-225-8415 County Administration Building Fax Number: 989-895-4296 https://www.gratiotmi.com/239/Register-of-Deeds, Hillsdale County Register of Deeds If you simply add your child's name to your existing deed, they won't necessarily have rights of survivorship. Port Huron, MI 48060 Phone Number: 231-689-7246 However, in practice, they may refuse regardless of who you're adding to your house title or why. Lake City, MI 49651 Fax Number: 810-648-5461 https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, Gladwin County Register of Deeds Cassopolis, MI 49031 There are 8 references cited in this article, which can be found at the bottom of the page. Centreville, MI 49032 Phone Number: 269-467-5552 Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. This article was written by Jennifer Mueller, JD. Hastings, MI, 49058 Instead, you'll create a new deed with a group of owners, perhaps you, your spouse, and your child. 319 Court Street Fax Number: 616-632-7615 Fax Number:231-839-3684 Standish, MI 48658 Accessed April 10, 2020. This means if the property was sold, you would get 80 percent of the money from the sale and your sister would get the remaining 20 percent. Unmarried people can own real estate together in one of two ways: joint tenants with rights of survivorship, or tenants in common. Fax Number: 810-985-4795 Saginaw, MI 48602 The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. Fax Number: 231-873-9218 By signing up you are agreeing to receive emails according to our privacy policy. Monroe, MI 48161 The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Fax Number: 734-222-6528 This is called tenancy by the entirety, and in states where property can be held this way, spouses who own real estate together generally own it as tenants by the entireties automatically. Traverse City, MI 49684 Fax Number: 517-543-4134 unlocking this expert answer. https://www.deeds.com/recorder/michigan/alger/, Allegan County Register of Deeds Use it to try out great new products and services nationwide without paying full pricewine, food delivery, clothing and more. You should also purchase title insurance in case there is a lien or other claim on the land that the title search didn't bring up. Caro, MI 48723 Email: clerk@schoolcraftcounty.us 12220 Fillmore St., Room 146 Newberry, MI 49868 If the current owner received title insurance on the property when they came into possession, they may want to contact the company that wrote the policy to make sure that a deed will not affect the policy. Phone Number: 231-922-4753 Many reasons might exist that would make you want to add someone to the deed to your house. Marquette, MI 49855 It's awesome and well-written, very clear on how, "Understanding how to add me to the deed, I had no idea of the consequences. St. Johns, MI 48879-1580 Harrisville, MI 48740 Ste. P.O. Detroit, MI 48226 Manistee, MI 49660 P.O. Phone Number: 269-657-8242 https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/b\/ba\/1540420-1.jpg\/v4-460px-1540420-1.jpg","bigUrl":"\/images\/thumb\/b\/ba\/1540420-1.jpg\/aid1540420-v4-728px-1540420-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

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\n<\/p><\/div>"}. Fax Number: 906-643-1178 400 Boardman 200 Division Street, Suite 150 Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. 100 Marley Street 400 Monroe, 7th Floor Phone Number: 517-676-7216 https://www.montcounty.org/register-of-deeds.html, Muskegon County Register of Deeds http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, Gratiot County Register of Deeds http://www.kalkaskacounty.net/government/register_of_deeds/index.php, Kent County Register of Deeds Fax: 877-443-9505 "What Is Joint Tenancy and When Should I Use It?" Phone Number: 231-832-6113 https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds Once you've signed the deed, take it to the recorder's office where you got the copy of your old deed. 200 N. Main Street Box 5 If you add someone to the property deed and you are responsible for the mortgage, your lending institution might require you to refinance the loan in both names. Hart, MI 49420 Box 355 http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, Ionia County Register of Deeds A Michigan lady bird deed form allows a person to retain control over Michigan real estate during his or her life and automatically transfer the real estate at his or her death. You also may have to pay any property taxes that have been reassessed as a result of the change in ownership. For example, if you owned an 80 percent interest and your sister a 20 percent interest, your sister could only take out a mortgage for 20 percent of the value of the property. Phone Number: 269-445-4464 Alpena, MI 49707 To create a tenancy in common, you would use "and" or "or" between the names of the property owners on the deed. Estate Planning in Michigan Using a Ladybird Deed. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. Take the deed to your county recorder's office to have it notarized and recorded. Joint Tenants. https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, Emmet County Register of Deeds Phone Number: 906-524-6100, ext. Accessed April 10, 2020. In California, you can. Procedures vary by state, so it's best to hold off signing the deed until you're in the presence of the notary at the recorder's office so that the signatures can be witnessed. Bessemer, MI 49911 http://www.masoncounty.net/departments/register-of-deeds/, Mecosta County Register of Deeds You, as the "grantor" -- the property owner -- make out a deed conveying title to two "grantees," yourself and your partner. IRS. Fax Number: 989-275-8640 Strike a line through any verbiage on the deed that does not apply to your circumstances. To add a spouse to a deed, start by reading over your mortgage carefully with your spouse. If you transfer your interest in the property, or a share of it, to someone else without the lender's permission, it may exercise the loan's due-on-sale clause. 287 W. Nepessing Street Suite 1 Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. Especially if you previously consulted an attorney, you may want to have them look over the new deed and make sure it will achieve your goals for co-ownership of your house. Courthouse 100 W. Main Street The short answer: No. By signing up you are agreeing to receive emails according to our privacy policy. 200 North Main St. Suite 110 You can do your title search yourself, or you can order one from the title company that issues your title insurance policy. http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds This might not be an option if one of the owners does not have good credit. 2 South 6th Street, Suite 11 "The Trade-Offs of Repealing Step-Up in Basis." Phone Number: 231-592-0148 Approved. Include your email address to get a message when this question is answered. Phone Number: 517-546-0270 Your county recorders office will have a list of ways to claim property. Phone Number: 989-275-5931 West Branch, MI 48661 The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. One thing to be careful of in this situation is title insurance coverage. http://www.co.calhoun.mi.us/, Cass County Register of Deeds Phone Number: 906-635-6312 Michigan Works - Saint Clair. This could result in far lower capital gains taxes. E-mail:clerksoffice@macombgov.org 250 E. Huron Avenue, Room 203 Without reading this article, I would have pursued a different route. Fax number: 906-663-4660 Fax Number: 269-445-4453 For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. However, if you own the property as tenants in common and one owner dies, that owner's interest in the property goes to his heirs, and the other owner only keeps whatever she had before the death. https://deltacountymi.org/register-of-deeds/, Dickinson County Register of Deeds Phone Number: 989-269-9941 Baldwin, MI 49304 Before you add someone to your house title, consider consulting an attorney to better understand the legal and financial repercussions of doing so. County Government Building 698 Complete, review and sign the quitclaim or warranty form. I want to sell it, but have back taxes. If you're getting a copy from your local land registry office, search for your deed in their database or ask for assistance. If your mortgage contains a due upon sale clause, talk to your lender about adding someone to your deed. Phone Number: 989-846-9201 The property transfer occurs automatically at the prior owner's death, avoiding probate. Phone Number: 231-843-4466 Hillsdale MI 49242 Suite 212 Phone Number: 517-788-4350 Transferring ownership of a house also means your property will likely be reassessed for tax purposes. http://www.ioniacounty.org/register-of-deeds/, Iosco County Register of Deeds Phone Number: 989-875-5217 Some transfers are excluded from reassessment. https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorders office. 2 S. Main St. Room 136 Research source. When executed and notarized, the quitclaim deed legally overrides the current deed to your home. P.O. The materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. These clauses typically state that if you ask your lender for permission to add someone to your house title, they won't unreasonably refuse. Phone Number: 269-781-0707 https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds Phone Number: 810-989-6930 Issues of marriage and property ownership become complicated when a divorce is involved. P.O. The most common way to remove someone from a deed is through a deed of conveyance, such as a quitclaim or warranty deed. Accessed April 10, 2020. Mt. Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. A trustee of a trust is the person or agent who is appointed to administer the trust. Possibly enlisting the help of an attorney, you will prepare the new deed that lists the joint owner and mentions ownership interest, and then take it to get recorded at the county recorder's office. Include your name and the name of the person you want to add to your house title. Both her name and my son's name are on the deed. how to add someone to a deed in michigan . Howell, MI 48843 However, this action can have a financially devastating outcome if you dont prepare in advance. The notary will charge a small fee to witness your signature and notarize your deed, typically less than $10. If a male grantor is married, Michigan law has historically required his wife to sign the deed to release her dower rights. Phone Number: Phone Number: 616-632.7610 Lenawee County Courthouse 125 W. Lincoln St. This is also where you specify how the two of you will own the property. Fax Number: 906-863-8839 Box 368 http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds % of people told us that this article helped them. Mortgage and Deed to House If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. There are exceptions, such as if the other person is not paying you any money to be added to the deed. Houghton, MI 49931 Phone Number: 231-547-7204 Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. 1045 Independence Blvd. 51 S Macomb St Building 12 East Fax Number: 989-345-6221 https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds It's revocable. Box 35 http://www.kalcounty.com/clerk/, Kalkaska County Register of Deeds https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds P.O. If you have a tenancy by entirety, then it converts to tenancy in common. Box 110 In this case, if one dies, the other automatically becomes the sole owner of the property. Get a copy of your current deed and select the type of new deed form you want to use. 8562 P.O. https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds https://www.allegancounty.org/departments/register-of-deeds, Alpena County Register of Deeds Many of these reasons involve marriage, moving in together, divorce or estate issues. Big Rapids, MI 49307 Depending on how you claim the property, you may also need a spousal affidavit. Warranty deeds come with some type of . You can't take it back When you add someone to the deed, all or a portion of your ownership is transferred to that person. Email: rod@shiawassee.net In this case, 86% of readers who voted found the article helpful, earning it our reader-approved status. Roberts and Roberts, L.L.P. Real Property 313-224-5854 Fax: 231-922-2770 Phone Number: 989-734-2676 Coldwater, MI 49036 Ontonagon, MI 49953 https://www.leelanau.gov/registerofdeeds.asp, Lenawee County Register of Deeds Fax Number: 906-875-0658 By filing the quitclaim deed, you can add someone to the title of your home, in effect transferring a share of ownership. Fax Number: 906-337-2253 Phone Number: 906-789-5100 Transfer on Death Deed Forms All deed forms offered here: Are available for immediate download Are fill in the blank on your computer Include step by step guide explaining every blank on the form Include completed example of forms for reference Meet state statutory requirements for content Are formatted to meet county requirements for recording International Center Phone Number: 231-533-6683 Phone Number: 989-539-7131 Add language to the deed specifying what percent of the property you and the person you are adding owns, if necessary. Phone Number: 269-383-8970 P.O. 1200 N. Telegraph Ionia, MI 48846 Phone Number: 906-667-0381 Box 296 Fax Number: 906-524-6432 Phone Number: 517-279-4320 Accessed April 10, 2020. For more detailed information on how to add someone to your house title, scroll down. Fill out the form and sign it before a notary to make the transfer legal. Returning to the $100,000, suppose you create a TOD deed for your spouse. Department of Public Works Sandusky, MI 48471 Fax Number: 989-734-0506 Fax Number: 231-258-3345 Phone Number: 231-258-3315 437 E. Division With a tenancy by the entirety, one spouse cannot take out a mortgage on the property or do anything else to encumber the property without the consent of the other spouse. Roscommon, MI 48653-7664 Consumers Credit Union. Phone Number: 231-256-9682